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IDA - INDIVIDUAL DEVELOPMENT ACCOUNT Individual Development Accounts (IDAs) are matched savings accounts that enable low-income American families to save, build assets, and enter the financial mainstream. IDAs reward the monthly savings of working-poor families who are building towards purchasing an asset - most commonly buying their first home, paying for post-secondary education, or starting a small business. IDAs make it possible for low-income families to build the financial assets they need to achieve the American Dream. The secret is out! This money is absolutely free for all that qualifies! Though I'm rich and live the American Dream I want you to live it too!